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Howard Appleby, CFA, Principal
A British citizen, Howard has been in the investment business since 1982, when he began his career as an equity analyst (specializing in basic materials and energy) for W. Greenwell & Co. In 1985, he moved to the U.S. and started a 16-year sell-side career, advising U.S. portfolio managers on non-U.S. equities in various research, sales, and management roles. Howard went on to have an 8-year tenure at ABN AMRO and in 2002 became part of the Northern Cross group as an analyst. In 2003, he became a founding partner of and portfolio manager for Northern Cross, LLC. He is a graduate of the University of Exeter, Exeter, England and holds the CFA designation.
   
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Litman/Gregory
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